Unlock the truth about Reverse Mortgages in this eye-opening seminar. Learn how this powerful program can provide financial freedom, long-term stability, and peace of mind.
Discover the truth & completely dispell the myths about the Reverse Mortgage!
Learn how home equity creates retirement income, stability, and freedom.
Gain clarity, ask questions, and uncover financial options for seniors!
Register now, and we'll send you the Zoom link to join our next seminar online!
No. You remain the owner of your home. A reverse mortgage is simply a loan against the equity you’ve built. As long as you live in the home and meet basic obligations like property taxes and insurance, you retain full ownership.quisquam et d
When the home is no longer your primary residence (due to moving, selling, or passing away), the loan becomes due. Your heirs can choose to repay the loan and keep the home, or sell the home and use the proceeds to pay off the balance. Any remaining equity belongs to your estate.
You can choose to receive funds as a lump sum, monthly payments, line of credit, or a combination. Michael will walk you through the best option for your goals during the webinar.
Absolutely. Many adult children attend Michael’s webinar or consultations with their parents. In fact, it’s encouraged — having a trusted family member involved makes the process more transparent and supportive.
NMLS #220611
Premier Educator of the Reverse Mortgage Program
CSA (Certified Senior Advisor)
CAPS (Certified Aging-In-Place Specialist)
Board Member, National Aging in Place Council
(916) 296-7765
Michael Pankow is a highly accomplished and seasoned Retail Mortgage executive with over 20 years of experience successfully leading large companies that have funded more than $20 billion dollars over the lifespan of his Retail Mortgage career.
With a proven track record of driving sales and operational excellence, Michael’s experience at both the regional and executive level including Regional Manager, SVP, and EVP Sales, have equipped him with the necessary skills and expertise to serve our senior community with authenticity, understanding, and efficiency.
In addition to his stellar career in the mortgage industry, Michael is a forward-thinking entrepreneur with diverse business interests in both the Aviation and Film Industry. His leadership abilities and strategic vision have been honed not only through his entrepreneur endeavors, but additionally through his experience as both a Noncommissioned and Commissioned Officer in the US Army, where he served a total of 12 years, including time as a Combat Military Police Executive Officer of a Combat Military Police company. Michael’s dedication and commitment to excellence were evident throughout his military service, as he was recognized as one of two Honor Graduates of his Officer Candidate School Class of 1993.
Michael is licensed in all 50 states and holds the prestigious Certified Senior Advisor (CSA) credential, accredited by both the ANSI National Accreditation Board (ANAB) and the National Commission for Certifying Agencies (NCCA). Additionally, he is a Certified Aging-in-Place Specialist (CAPS), a designation awarded by the National Association of Home Builders. Lastly, Michael serves as the Chair of the Education Committee for the National Aging in Place Council.
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